Terms of Service

Agreement to Terms

Welcome to Cato! These Terms of Service ("Terms") constitute a legally binding agreement between you and Vol Labs FZCO ("Vol Labs," "Company," "we," "us," or "our") governing your access to and use of the Cato mobile application, website, and related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these terms, you may not access or use the Service.

Important: These Terms include an arbitration clause and class action waiver that affect your rights to resolve disputes. Please read Section 14 carefully.

1. Eligibility

You must be at least 13 years old to use the Service. If you are under 18, you represent that you have your parent or guardian's permission to use the Service and that they have agreed to these Terms on your behalf.

By using the Service, you represent and warrant that you have the legal capacity to enter into these Terms and comply with all applicable laws and regulations.

2. Account Registration

To access certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use or security breach

We reserve the right to suspend or terminate accounts that violate these Terms or are inactive for extended periods.

3. License and Access

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.

You may not:

• Copy, modify, distribute, sell, or lease any part of the Service
• Reverse engineer, decompile, or attempt to extract the source code
• Use the Service for any commercial purpose without our written consent
• Remove, alter, or obscure any proprietary notices
• Use automated systems or software to extract data from the Service
• Interfere with or disrupt the Service or servers

4. Subscription and Payments

Free Trial

We may offer a free trial period for premium features. You will not be charged during the trial period unless you fail to cancel before the trial ends. When the trial expires, you will be automatically charged the applicable subscription fee.

Subscription Fees

Premium features are available through auto-renewing subscriptions (monthly or annual). By purchasing a subscription, you authorize us to charge your payment method at the beginning of each billing cycle.

• Prices are in USD and may vary by region
• Subscriptions automatically renew unless canceled at least 24 hours before the renewal date
• You can manage or cancel your subscription through your app store account settings
• No refunds for partial subscription periods
• We reserve the right to change subscription prices with 30 days' notice

Refund Policy

All sales are final. Refunds are handled through the app store (Apple App Store or Google Play Store) according to their respective refund policies. Please contact the app store directly for refund requests.

5. User Content and Conduct

Your Content

You retain ownership of any content you create or upload to the Service (e.g., habit names, notes, custom settings). By using the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, store, and process your content solely to provide and improve the Service.

Prohibited Conduct

You agree not to:

• Violate any applicable laws or regulations
• Infringe on intellectual property or privacy rights of others
• Upload viruses, malware, or malicious code
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Collect or harvest data from other users without consent

6. Intellectual Property

The Service, including all content, features, functionality, software, designs, graphics, logos, and trademarks, is owned by Vol Labs FZCO and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

"Cato" and all related logos, product names, and service names are trademarks of Vol Labs FZCO. You may not use these marks without our prior written permission.

7. Third-Party Services

The Service may integrate with or contain links to third-party services, websites, or content. We do not control, endorse, or assume responsibility for any third-party services. Your use of third-party services is at your own risk and subject to their terms and privacy policies.

If you access the Service through the Apple App Store or Google Play Store, you acknowledge that these Terms are between you and Cato only, not with Apple Inc. or Google LLC.

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is described in ourPrivacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to our data practices as described in the Privacy Policy.

9. Disclaimers and Limitation of Liability

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• The results obtained from using the Service will be accurate or reliable
• Any errors or defects will be corrected
• The Service will meet your specific requirements

Health Disclaimer

Cato is a habit tracking tool and is not a substitute for professional medical advice, diagnosis, or treatment. The Service does not provide medical, mental health, or wellness advice. Always seek the advice of qualified health professionals regarding any medical conditions or health concerns.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VOL LABS FZCO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless Vol Labs FZCO and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any rights of another party; or (d) your User Content.

11. Termination

We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without notice or liability, for any reason, including if you breach these Terms.

You may delete your account at any time through the app settings. Upon termination:

• Your right to access the Service immediately ceases
• We will delete your personal data in accordance with our Privacy Policy
• You remain liable for any outstanding fees or obligations
• Provisions that by their nature should survive termination will remain in effect

12. Changes to the Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

13. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the new Terms on this page and updating the "Last Updated" date, or by sending you an email or in-app notification. Your continued use of the Service after changes become effective constitutes your acceptance of the revised Terms.

14. Dispute Resolution and Arbitration

Informal Resolution

Before filing a claim, you agree to contact us at hi@vollabs.io and attempt to resolve the dispute informally for at least 30 days.

Binding Arbitration

If we cannot resolve the dispute informally, any dispute arising out of or relating to these Terms or the Service will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA), rather than in court, except that you may assert claims in small claims court if your claims qualify.

Class Action Waiver

YOU AND VOL LABS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, REPRESENTATIVE, OR COLLECTIVE ACTION. Class arbitrations, class actions, and representative actions are not permitted.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates and the Dubai International Financial Centre (DIFC), without regard to its conflict of law provisions. Any legal action or proceeding (excluding arbitration) shall be brought exclusively in the courts of Dubai, UAE.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Vol Labs regarding the Service and supersede all prior agreements and understandings, whether written or oral.

18. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction. Any attempted assignment in violation of this section is void.

19. Contact Information

If you have any questions about these Terms, please contact us: